Mick & Julie Perez -Century 21 Yarrow & Associates

New Home Tours in the Antelope Valley

Mick & Julie Perez — Thu, 10 Jun 2010 16:44:00 GMT

What are your thoughts about buying a home that has already been lived in? If the answer is "No Thanks" then please read on...

Allow us to take you on a tour of the new home communities in Palmdale, Quartz Hill and Lancaster. We know where all the new communities are and we have researched prices, buyers incentives, tax rates, upgrades, etc. With the assistance of a knowledgeable Realtor, it can be filled with many great memories. Together, we will help you make it a positive experience.

Understand this, no two builders are alike. Homes differ just like their builders. As your Real Estate experts, we understand building a newly constructed home is among the top stressful events you will face in your life. There are a number of things that can go wrong, and so many people will not speak up and demand that the home is built right. If you are paying hundreds of thousands of dollars for a home it should be near perfect. We don't mind doing the dirty work. After all, that is our job. We are representing your interests.

The home buying process, especially buying new construction, is full of complicated decisions that most home buyers never think about.

1) The site agent represents the builder, they are not there to "help" the consumer.

2) A buyer's agent can inform the client of issues in construction, knows what questions to ask, you don't always get what you see.

3) How many of those foreclosures were with customers that had no representation? A lot of them! Funny how a house appraises for the builder, but when you go to resale, it doesn't, ever wonder how that happens?

4) An experienced agent will save the consumer money building with new construction, builders do not discount the price because the consumer has no representation. Real Estate is a huge investment, why not use a professional that has years of experience and knowledge to put to work for you. It is like trying to be your own attorney. Not usually a good idea.

Instead of spending a day driving around looking for the new home developments, wasting your gas bouncing from development to development. Let us take you around. It is a nice no pressure way of getting to know us better. You really have nothing to lose.

If you are ready to go look at homes, Contact us directly to set up a time to go look.

Even if you decide not to bring us to the new home developments, make sure you bring another Realtor. Maybe it's because we have seen so many things that can go wrong during the process that we feel it is so important, and it won't cost you anything.

Hope to hear from you soon!

Mick & Julie Perez
Realtors

Century 21 Yarrow & Associates
44143 20th Street West
Lancaster, CA 93534

(661) 492-6091

Short Sales - FAQ

Mick & Julie Perez — Tue, 23 Mar 2010 04:10:00 GMT

What is a Short Sale?

The sale of a house in which the seller owes more than what the total payoff to the lender of record is.

Why would a lender accept a Short Sale?

Lender's are in an economic crunch. Either they can accept a short sale and still write off the loss on their taxes or they can foreclose. While foreclosing, the lender will incur costs for processing the foreclosure, taking chances of vandalism and liability costs, as well as maintaining the property until the property is sold.

What options does a homeowner have when the homeowner needs to sell?

Sell the house and pay the difference to the lender.
Walk away and give the house back to the lender (Deed in Lieu).
Make a deal with the lender to accept less than the loan amount (Short Pay).
Walk away and the property forecloses.

What hardships would qualify a seller for a Short Sale?

Death, family illness or injury
Job relocation
Job loss or significant loss of income
Divorce or split of domestic partners
Adjustment in mortgage payment or unforeseen increase in living expenses

What documentation will a seller have to provide to the lender?

Letter of Authorization (for the Broker to act on the behalf of the seller)
Reference Mortgage loan number, contact phone and fax numbers. (including 2nd loans, HOA, etc.)
Hardship Letter
Two most recent years tax returns and W-2's
Last three paycheck stubs
Three most recent bank statements and all income source
Monthly expense breakdown

What other possible documentation will the seller have to provide to establish hardship?

Declaration of divorce/separation
Bankruptcy discharge
Proof of unemployment insurance
Proof of job termination (pink slip)
Medical records
Death Certificate

What are the advantages for the seller to complete a short sale?

No out of pocket cost to close escrow.
Fewer stigmas than a foreclosure.
A short sale raises fewer legal issues.
Less damage to credit than a foreclosure or bankruptcy. However, since most banks will not approve a short sale unless the seller is in default and can show a true hardship, the late or no payments will show on the credit report for 7 - 10 years.

What are the disadvantages or consequences to the seller for completing a short sale?

Seller receives no monies at the close of escrow.
A short sale can make a home harder to sell.
There is damage to the credit score.
Tax Implications-this has to do with "Debt Forgiveness." The lender of record will be able to write any loss off in their taxes. The IRS realizes this is money they are not receiving. That is when the IRS goes after the seller. The seller may be liable to pay taxes on the shortage amount. The IRS sees this money as income earned. That is why the seller needs to seek the advise of a financial/tax specialist or an attorney.

New FHA Changes Coming Spring 2010

Mick & Julie Perez — Wed, 27 Jan 2010 21:05:00 GMT

Those Who Wait Will Pay Thousands More This Spring

Waiting a few extra days or weeks to purchase a home this spring could cost buyers thousands of extra dollars as the office of Housing and Urban Development (HUD) implements several changes for loans guaranteed by the Federal Housing Authority (FHA).

Coming just weeks before the April 30 deadline for the Home Buyer Tax Credit and just days after the March 31 expiration of the Federal Reserve Board's mortgage backed securities purchase program (which has kept home loan rates artificially low for over a year), these FHA changes make it even more important to act now to save big.

Here are a few reasons why:

On April 5th, the cost of required up-front mortgage insurance for loans guaranteed by the FHA will increase from 1.75% to 2.25%. For a borrower purchasing a $200,000 home with a $7,000 down payment, the up-front mortgage insurance will increase by $965. Up-front mortgage insurance is typically financed in the final loan amount so the impact to a monthly payment will be minimal but overall, the increase is still borne by the borrower both upfront and monthly.

Later this spring, the amount of money that a seller can return to the buyer from their sale proceeds will be reduced from 6% to 3%. The reduction in these "seller concessions" can increase the amount of cash a buyer will be required to pay at closing by $6,000 for a home purchase of $200,000.

There is only one way to avoid being affected by all of these costly changes that lie ahead – submit all FHA mortgage applications by the last week of March.

If we can answer any questions you may have about how these changes could impact you, call us. We appreciate your business.

Buyers to pick escrow company

Mick & Julie Perez — Tue, 13 Oct 2009 17:00:00 GMT

Bill mandates escrow company choice

Here is an article all California buyers should know about.

By Corinne Reilly

Gov. Schwarzenegger signed a bill into law over the weekend mandating that buyers of foreclosed homes be allowed to choose which title and escrow companies they hire.

Authored by Assemblywoman Cathleen Galgiani, D-Livingston, the Buyer's Choice Act will take effect next week. Legislators approved it last month.

Galgiani introduced the bill in February in response to complaints that small title and escrow firms increasingly have been squeezed out of the market by national competitors. She worked with the Escrow Institute of California, a trade association, to draft a bill that she says will help homebuyers and local businesses.

As banks have become overloaded with foreclosures, many have chosen to close deals with major title and escrow companies because it's easier for them to work with one large firm instead of several small ones.

That's created what the Escrow Institute has called an "anti-competitive monopoly." It's also led to higher fees for buyers, according to real estate agents.

In a statement issued Monday, Galgiani said homebuyers often are better served by local firms, especially in today's market.

"Local escrow businesses can expedite the transfer of foreclosed properties to homeowners at lower cost," she said. "It also promotes competition for services and protects local jobs and our local economy."

The new law will require that buyers be told that they can choose their title and escrow companies. It also will prohibit banks from vetoing firms chosen by buyers unless they can show good cause.

Unless it's renewed, the legislation will expire in 2015.

Buyers already have a choice under federal law, but to date there's been little enforcement. The Buyer's Choice Act includes a provision that allows for fines of up to three times the cost of the escrow and title service if buyers aren't told they can pick their firms.

What's New in Lancaster, CA.

Mick & Julie Perez — Thu, 01 Oct 2009 23:49:00 GMT

The revitalization of Lancaster Boulevard is a way of returning downtown Lancaster to its roots: a vibrant business district of entrepreneurs willing to invest their energy, money and labor to make things happen.

City officials have a vision of a pedestrian-friendly destination spot filled with shops, restaurants and entertainment venues. To that end, city officials have approved a preliminary concept design calling for replacing two Lancaster Boulevard traffic lanes with a tree-lined pedestrian mall called a "ramblas" - named for a similar street in Barcelona, Spain - aimed at reducing traffic speeds and increasing pedestrian safety and visibility.

The Redevelopment Agency budgeted $9.5 million for the project, of which $500,000 has been allocated for construction, design and engineering fees.

The city can't do everything on its own, however: It needs to attract entrepreneurs willing to take a risk, and they are responding.

Just opened on the boulevard is the Brooklyn Deli, offering New York-style deli fare with an option for patio dining. Joining the Brooklyn Deli, the popular Lemon Leaf Cafe and other eateries will be another new restaurant called Bex - short for "be extraordinary" - in a building with a promenade and bandstand.

Another new restaurant, Giannini's, is relocating from Elizabeth Lake, where it was known as the Greenside Grill.

Scott Ehrlich, a partner in North Downtown Renual Ltd., is involved in more than $100 million worth of development projects in the downtown area.

He is a partner with InSite Development, the Encino-based company that built the Arbor Lofts on the boulevard and several apartment buildings for seniors: the three-story, 116-unit Arbor Gardens on Kettering Street and Elm Avenue; Arbor Grove apartments on 10th Street West; and Arbor Court, the former Essex House hotel, also on 10th Street West near the Antelope Valley Senior Center.

InSite also built a complex that includes 100 apartment units and offices for the Mental Health Association on Sierra Highway.

"I'm so excited about the downtown; it's ours to blow," Ehrlich told Valley Press reporter Julie Drake. "That is a funny statement, but it's there; people want it. The business is there if we get the right crowd, the right people; it's already there, it's going to happen."

InSite Development's five-story Arbor Lofts building is another sign the boulevard's transformation is already under way: It has 21 two-story artists lofts, each about 1,600 square feet in size. The first five artists have just moved in.

The lofts are adjacent to the old Wells Fargo bank building at Lancaster Boulevard and Elm Avenue that eventually will be remodeled to provide a new home for the Lancaster Museum/Art Gallery.

Antelope Valley Board of Trade Executive Director Josh Mann, who is also president of the BLVD Association, the new name for the Lancaster Old Town Site business association, is enthusiastic about the plan.

"We're truly going to see a dramatic change in a very short period that I think it going to set an entirely new course for downtown Lancaster," Mann said.

This story appeared in the Antelope Valley Press
Sunday, September 20, 2009.

A steady stream of customers kept the staff busy at The Brooklyn Deli - the newest restaurant in downtown Lancaster, which opened recently at the corner of Lancaster Boulevard and Fig Avenue.

The bustling lunchtime crowd likely wanted to sample dishes such as pastrami sandwiches and matzo ball soup at the New York-style deli.

The sparkling, bright restaurant, with its blue, white and grey interior, occupies a corner of the same building that for decades housed a Bank of America only. The bank is still in there but customers enter along Fig Avenue, south of the deli entrance.

The Brooklyn Deli is one component of many that is part of the city's efforts to revitalize the downtown area, which surrounds Lancaster Boulevard between 10th Street West and Sierra Highway.

Last Updated on Tuesday, 22 September 2009 01:17

2 Story For Sale in Rancho Vista

Mick & Julie Perez — Thu, 30 Apr 2009 19:15:00 GMT

On the Golf Course!

• 1,988 sq. ft., 3 bath, 3 bdrm 2 story - $269,000

Rancho Vista, Palmdale - Rancho Vista Golf Course home! On the 13th fairway. This clean home has a large open kitchen adjacent to the family room, upgraded carpet, large upstairs loft, custom paint throughout, downstairs tile and is priced to sell!

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Los Angeles County Water Shortage

Mick & Julie Perez — Wed, 22 Apr 2009 18:59:00 GMT

As I was watching the news this morning, I had some thoughts that created some concerns. The residents of Los Angeles County will only be able to turn on their sprinklers before 9:00 A.M. and after 4:00 P.M. on Mondays and Thursdays beginning June 1, 2009. We are currently experiencing a spring heat wave, what will our summer be like?

Imagine our local golf courses, you will no longer be hitting your ball on "the green" anymore. We have had our share of wild fires in L.A. What will be the penalty for using the water? What about our local crops and our plants if we go through a heat wave? How long will this new ordinance stay in effect?

We have witnessed several brown lawns this year. It is depressing. The cities of Palmdale and Lancaster have bought several of these forclosed homes and are creating a desertscape motif to help solve the problem. It has made a big difference in the appearance of these homes and our community.

As a whole, if we all cut down our water usage by 15%, I believe we could make a huge difference. Artificial turf is becoming popular these days. It's durable, very manicured and clean. I have seen it, and looks better than most lawns. We all need to take action to save our county from what I believe could be a devastating disaster. Please send us your ideas and suggestions. We would love to hear your thoughts!

Let's all work together to conserve our water. Please view some of these water conservation tip sites:

Be Water Wise

MonoLake.org

Antelope Valley Forclosure Report December 2008

Mick & Julie Perez — Tue, 20 Jan 2009 19:26:00 GMT

Notice of Defaults July, 08 Aug,08 Sept, 08 Oct, 08 Nov, 08 Dec, 08

Lancaster                             447           451        155           182          255        432
Quartz Hill                            98            145        42           74           70         162
Palmdale                             467           493        132            216         273        503
Littlerock                             27            31          11             19           19            34
Pearblossom                        3               1            0               0            1              1
Lake Los Angeles                 20             28          17            18           17            24
The Lakes                             6              4           1              0             0              3

Trustee Sales July, 08 Aug, 08 Sept, 08 Oct, 08 Nov, 08 Dec, 08

Lancaster                             408           323        293           168        169        193
Quartz Hill                            41            96          91             45          58         49
Palmdale                             367           354        267            197        167      135
Littlerock                              22             23          21              9           7            9
Pearblossom                         3             0          0               1            2             0
Lake Los Angeles                 18            15          17              10          8            8 Lakes                                    4             2           2                0         0           1

Single Story For Sale in East Lancaster

Mick & Julie Perez — Mon, 20 Oct 2008 16:59:00 GMT

• 1,183 sq. ft., 2 bath, 3 bdrm single story - MLS® $94,400 - Awesome Price!

East Lancaster, Lancaster - Charming Bank REO!! Clean inside and out. Formal dining area and livingroom with fireplace. Newer tile flooring through much of the house. Backyard has large covered patio full length of house. RV access possible. Being sold AS-IS!

Property information

Single Story For Sale in Littlerock

Mick & Julie Perez — Mon, 20 Oct 2008 16:41:00 GMT

• 1,010 sq. ft., 1 bath, 3 bdrm single story - MLS® $138,000

Littlerock, Los Angeles County - Lovely Home on horse property in Littlerock with mature fruit & shade trees. Covered patio and large storage barn in the large back yard. This home is perfect for the family who doesn't want to be in the middle of a busy city yet minutes from schools, the new water park, Walmart, shopping and restaurants. Priced to sell!! Call today for a showing.

Property information

Antelope Valley REO and NOD Statistics

Mick & Julie Perez — Wed, 18 Jun 2008 19:39:00 GMT

The following Nod's & Reo's information was accumulated from Antelope Valley APN book #3000. This does not include Kern County.

Nod's Reo's

January 871 397

February 790 388

March 899 407

April 890 377

May 822 395

This information was brought to you by Frank Donato at Fidelity Title!

Price Reduced on 9144 S-8 in Littlerock

Mick & Julie Perez — Tue, 10 Jun 2008 20:33:00 GMT

Littlerock, Los Angeles County - Announcing a price reduction on 9144 S-8, a 1,739 sq. ft., 1 bath, 3 bdrm 2 story. Now MLS® $169,000 - .

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Single Story For Sale in Lake Los Angeles

Mick & Julie Perez — Mon, 26 May 2008 22:41:00 GMT

• 1,410 sq. ft., 2 bath, 3 bdrm single story - MLS® $129,900

Lake Los Angeles, Los Angeles County - No Short Sale Here! Great priced horse property in Lake LA. Seller may credit buyer some closing costs and $3,000 toward flooring with full price offer. This home is a bargain for the price. Flat and usable acres of horse property and is priced to sell fast! This home features an open and airy floor plan, vaulted ceilings, brick fireplace, formal dining and attached 2-car garage with direct access into house, covered patio. Bring your animals, horses and all the toys because there is plenty of room for RV parking, trailers and motorcycles. Home needs some minor TLC but is priced accordingly. Walking distance and view of the Indian Museum. So come to look, come to buy. Motivated seller, submit all offers.

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Price Reduced on 37112 Vista Bonita in East Palmdale

Mick & Julie Perez — Fri, 09 May 2008 22:54:00 GMT

East Palmdale, Palmdale - Announcing a price reduction on 37112 Vista Bonita, a 1,274 sq. ft., 2 bath, 4 bdrm single story. Now $210,000 - .

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New Listing on 1040 Ironwood Ave. in West Palmdale

Mick & Julie Perez — Fri, 25 Apr 2008 00:48:00 GMT

West Palmdale, Palmdale - Announcing a new listing on 1040 Ironwood Ave., a 1,979 sq. ft., 3 bath, 4 bdrm 2 story. Now MLS® $345,000 - .

Property information

Souplantation Scheduled to Open

Mick & Julie Perez — Wed, 23 Apr 2008 17:37:00 GMT

Note that this information is outdated.

Souplantation’s Newest Restaurant to Donate 100 Percent of the Profits to Local YMCA on May 2 and 3! The newest Souplantation, located at 40026 10th St. West in Palmdale, is scheduled to open Monday, May 5. To celebrate the grand opening, Souplantation has partnered with the Antelope Valley Family YMCA to host a preview event on Friday, May 2, from 11 a.m. to 2 p.m. & Saturday, May 3, from 10 a.m. to 2 p.m. and 4 to 6 p.m. For only $5, guests can enjoy Souplantation’s salad bar full of fresh, seasonal vegetables and tossed salads, made-from-scratch soups, and hand-crafted muffins, focaccia, breads, and desserts. Souplantation will donate 100% of the proceeds from the event to the Antelope Valley Family YMCA, an organization that helps to develop healthy bodies, minds and spirits for all ages. For Antelope Valley Family YMCA information, please call (661) 273-1525.

Single Story For Sale in Palmdale- Not an REO or Shortsale and it Shows!

Mick & Julie Perez — Thu, 17 Apr 2008 00:29:00 GMT

• 1,274 sq. ft., 2 bath, 4 bdrm single story - $225,000

East Palmdale, Palmdale - This beautiful well kept home shows pride of ownership! This home offers much privacy and is located at the end of a cul-de-sac. Gorgeous rose bushes and lush landscaping throughout the large front and back yards adds a feeling of serenity. This home is NOT an REO or short sale and it shows by the great condition both inside and out. Brand new toilets and water heater just installed. This home is a must see and is Move in Ready!

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Real Estate Gone Wild!

Mick & Julie Perez — Tue, 01 Apr 2008 00:45:00 GMT

For some this quote is so true! There is a substantial amount of homes being sold at the lowest prices we have seen in years. According to todays MLS "24 hour watch" we are showing the average home is selling at 89.87 price per square foot. Multiple offers are back and now the guidelines for loans are lightening up. Fixed rates are back, interest rates are staying at a steady 5 percent margin.

First time property buyers with adequate savings and excellent credit will be in a position to take maximum advantage of the housing market changes anticipated during 2008. These buyers will be able to negotiate some excellent deals, especially with property owners who need to sell their homes quickly.

According to Realty Times today:

Wild, Wild West: California Prices Hit Hard, Market Leveling

by Broderick Perkins

California's housing market may be dragging along the bottom.

That could mean it will be one of the first statewide markets to recover from the housing hangover.

Home prices were in free fall in the Golden State in February, but home sales showed signs of improvement, according to the California Association of Realtors (CAR).

Are you waiting for the bubble to burst? According to "NBC Today" on March 25, 2008 " Last month sales on existing homes actually went up! Surprise rise. Home sales increased last month 2.9 percent nationally. This is the first time in 7 months. Some say the free fall may be over and many believe that the fall may be shorter than previously expected.

Free Forclosure Consultation

Mick & Julie Perez — Tue, 25 Mar 2008 02:20:00 GMT

Note that this information is outdated.

Foreclosure is something that many people think can never happen to them. The reality is it can happen to anyone. There are many reasons that may leave us forcing foreclosure: Rising Interest Rates Unemployment Personal Tragedy Health Problems Death of a Family Member Whether your goal is to stay in your home or simply get out of it without going through foreclosure... We can help make it a reality.

Egg Hunt Eggstravaganza!

Mick & Julie Perez — Wed, 19 Mar 2008 23:40:00 GMT

NEWS RELEASE
FOR IMMEDIATE RELEASE

Contact:
Patricia Garibay
(661) 723-6072

Egg Hunt Eggstravaganza at Lancaster City Park

Lancaster, March 11, 2007- Families are invited to the City of Lancaster's Annual Egg Hunt Eggstravaganza taking place Saturday, March 22nd at Lancaster City Park. The event will be hosted on the Big 8 Complex at Lancaster City Park, Fields 1-4. The hunts will begin at 9:30am sharp!

Magician Ron Saylor will amaze families with his magical act. Ron will perform in between hunts at 9:45am, 10:30am, and 11:15am. Children are invited to hunt for eggs during their respective age group hunt time. Times are listed below. Children must bring their own baskets to gather eggs.

Adults will only be allowed on the fields with the infant to 5 years age group. Children can visit with the Easter Bunny and have a Polaroid taken for only $3. There will be a special photo opportunity area outside the hunt areas to give parents a place to preserve life-long memories. For more information contact the City of Lancaster at (661)723-6072.

Time	Age	Softball Field #
9:30am	Infant - 1 yr	#1
9:50am	2 yrs	#2
10:10am	3 yrs	#3
10:30am	4 & 5 yrs	#4
10:50am	6 yrs	#1
11:10am	7 yrs	#2
11:30am	8 & 9 yrs	#1

Price Reduced on 37448 Greenwich in East Palmdale

Mick & Julie Perez — Fri, 14 Mar 2008 22:19:00 GMT

East Palmdale, Palmdale - Announcing a price reduction on 37448 Greenwich, a 1,477 sq. ft., 2 bath, 3 bdrm single story. Now MLS® $229,900 - .

Property information

Price Reduced on 45726 Berkshire St. in West Lancaster

Mick & Julie Perez — Fri, 14 Mar 2008 22:17:00 GMT

West Lancaster, Lancaster - Announcing a price reduction on 45726 Berkshire St., a 1,815 sq. ft., 3 bath, 4 bdrm 2 story. Now $219,000 - Great Price!.

Property information

Price Reduced on 35820 89th St in Littlerock

Mick & Julie Perez — Fri, 14 Mar 2008 22:16:00 GMT

Littlerock, Los Angeles County - Announcing a price reduction on 35820 89th St, a 1,010 sq. ft., 1 bath, 3 bdrm single story. Now MLS® $199,000 - Reduced!.

Property information

Attention Lancaster Residents and Business Owners-important Information

Mick & Julie Perez — Fri, 14 Mar 2008 00:00:00 GMT

NEWS RELEASE
FOR IMMEDIATE RELEASE
March 10, 2008

Contact:
Anne Aldrich
(661) 723-6053

Lancaster uses their Best Weapon in Fighting Burglaries: the Public

LANCASTER - The City of Lancaster is taking a proactive stance against burglary, acting even before citizens have the chance to be victimized. This effort to secure the community from possible burglaries is taking shape through "Burglary Prevention" sessions hosted by the City of Lancaster Public Safety Office and the Lancaster Sheriff's Station for residents and businesses.

The city will host two sessions this month at City Hall, 44933 Fern Avenue, in the City Council Chamber, and they will be open to all members of the public. The first session will take place on March 19th at 10 am and will focus on educating business owners on preventive tactics and indicators to guard against burglary. A second session will take place March 19th at 7 pm and will be more community oriented, focusing on neighborhood and residential security.

The goal of both these sessions is "to 'train the trainer' with the trainer taking information back to their employees or neighborhood watch group members," explained the City's Public Safety Supervisor, Shelli Henson.

"Community awareness is key in establishing a safe Lancaster," said Mayor Henry Hearns. "Such services have shown to be effective tools in combating crimes before they are committed, educating and raising public awareness of elements that threaten the community."

For more information or to RSVP, contact the Public Safety Office at 723-6063.

Single Story For Sale in West Lancaster

Mick & Julie Perez — Mon, 25 Feb 2008 20:10:00 GMT

• 2,063 sq. ft., 2 bath, 4 bdrm single story - MLS® $210,000

West Lancaster, Lancaster - Large Pool Home Located In The Monte Vista Area. Nice size living room with real hardwood flooring. Huge family room, formal dining with beautiful brick fireplace. 4th Bdrm is not permitted but done well with crown molding, custom paint, french doors and ceiling fan. This home needs some work, there is some water damage in main bathroom but with some TLC this home makes a wonderful family home.

Property information