Mick  & Julie Perez
Century 21 Yarrow & Associates Mick & Julie Perez - People Helping People
 

Apply for a loan today with Antelope Valley's most respected Loan Officers!

             

About Pat Mulvey

 

My name is Pat Mulvey, I have been in the mortgage business for 14 years. I was born and raised here in the Antelope Valley.
We are a direct lender which means we process, underwrite and fund your loan in house. We specialize in FHA, VA and Conventional financing.

When you are an informed buyer, you'll make the best decisions for the most important purchase in your lifetime. That's why my goal is to keep you informed on interest rates and progress of your loan.

As a local area expert with years of knowledge in the lending industry, my objective is to work diligently to assist you in meeting your financial needs.

Contact Pat Mulvey @ 661-949-3388 or direct 661-537-5118

   

 

   I Mortgage - Tony Aguilar Bilingual Loan Officer in Palmdale and Lancaster, CA.

           Tony Aguilar

Bilingual- English/Spanish 
Office - 661-202-1707
Cell- 661-317-5362 
         40162 10th St. West,  A-2
Palmdale, CA 93551

 

   

I Mortgage - Tony Aguilar Bilingual Loan Officer in Palmdale and Lancaster, CA.

 
Sandy Sanchez 
Office - 661-202-1707
Cell- 661-609-2933 
       40162 10th St. West,  A-2
Palmdale, CA 93551
Over 20 years experience in mortgage banking industry as Government/Conventional underwriter and Perations/Sales Manager.
  •     2010 - Chairman's Club Award
  •     2009 - Recipient of President's Club Award
 

 

Louis Ortiz Loan Officer at JP Morgan ChaseChase Home Loans

Louis Ortiz - JP Morgan Chase
Loan Officer
Louis.A.Ortiz@chase.com
Office - 661-940-6517
Cell- 661-992-3478
1140 W Avenue K
Lancaster, CA 93534

 

 

 

 


How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

Century 21 Yarrow
44143 20th St. W
Lancaster, CA 93534
Business: (661) 492-6091

Fax: (661) 942-8243
Email:
Mick.JuliePerez@gmail.com
Lic.# 01425254
Lic.# 01396880



Sign In